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	<title>Lloyd Williams &#187; perspective</title>
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	<link>http://lloydwilliamsinc.com</link>
	<description>Building Relationships One Conversation At a Time</description>
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		<copyright>Copyright &#xA9; 2010 Lloyd Williams </copyright>
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		<itunes:author>Lloyd Williams</itunes:author>
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		<itunes:owner>
			<itunes:name>Lloyd Williams</itunes:name>
			<itunes:email>admin_wlw@mac.com</itunes:email>
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			<title>Lloyd Williams</title>
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		<item>
		<title>Four Business Tips From Steve Jobs</title>
		<link>http://lloydwilliamsinc.com/2010/07/28/four-business-tips-from-steve%c2%a0jobs/</link>
		<comments>http://lloydwilliamsinc.com/2010/07/28/four-business-tips-from-steve%c2%a0jobs/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 11:38:31 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[steve jobs]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=432</guid>
		<description><![CDATA[
By Om Malik from On Business
Jobs on Solving Hard Problems
The best ideas win here at Apple. We have healthy debates in this company. We debate how to tie shoe laces and we even debate about what great is. We’re an engineering company, we think like engineers and scientists, and we think it’s the right way to [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2010/07/28/four-business-tips-from-steve%c2%a0jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Prospecting</title>
		<link>http://lloydwilliamsinc.com/2010/03/15/social-prospecting/</link>
		<comments>http://lloydwilliamsinc.com/2010/03/15/social-prospecting/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 13:50:59 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[lets talk]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[perspective]]></category>
		<category><![CDATA[advocate]]></category>
		<category><![CDATA[elevator script]]></category>
		<category><![CDATA[prospects]]></category>
		<category><![CDATA[social]]></category>
		<category><![CDATA[trust]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=410</guid>
		<description><![CDATA[
A coaching client asked me this week to discuss my thoughts on social prospecting. This is a delicate subject because you do not want to be labeled a &#8220;networker&#8221; which is synonymous with &#8220;always selling&#8221; and becomes a fast track ticket to the &#8220;Black List.&#8221;
When asked about what you do for a living you should [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2010/03/15/social-prospecting/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>RetireAbility by Systemetic Investment</title>
		<link>http://lloydwilliamsinc.com/2009/04/28/retireability-by-systemetic-investment/</link>
		<comments>http://lloydwilliamsinc.com/2009/04/28/retireability-by-systemetic-investment/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 14:53:26 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[retireability]]></category>
		<category><![CDATA[systematic investment]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=338</guid>
		<description><![CDATA[
Nobody wants to deal with the fact that many people who are investing have no way of achieving their retirement dreams. Every investor  expects to retire. When they invested $25,000 into that mutual fund and the advisor collected their commission or fee, there existed the expectation of being retireable. The reality is very different. [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2009/04/28/retireability-by-systemetic-investment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Living in Exponential Times</title>
		<link>http://lloydwilliamsinc.com/2009/04/21/living-in-exponential-times/</link>
		<comments>http://lloydwilliamsinc.com/2009/04/21/living-in-exponential-times/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 12:00:02 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[exponential]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[videos]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=337</guid>
		<description><![CDATA[Did You Know? from Amybeth on Vimeo.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RetireAbility Factor: Discovering Your Life Dream</title>
		<link>http://lloydwilliamsinc.com/2009/04/07/retireability-factor-discovering-your-life-dream/</link>
		<comments>http://lloydwilliamsinc.com/2009/04/07/retireability-factor-discovering-your-life-dream/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 12:00:02 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[dreams]]></category>
		<category><![CDATA[retireability]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=334</guid>
		<description><![CDATA[
One important aspect of your ability to retire is the need for a clear vision of your desired future, a life dream. For most this is a faded, out of focus, black and white photography of the future. It needs to be a wide screen BlueRay movie with surround sound, clear, crisp, and with brilliant [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2009/04/07/retireability-factor-discovering-your-life-dream/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>RetireAbility Factor: What the Mind Can Conceive and Believe It Can Achieve</title>
		<link>http://lloydwilliamsinc.com/2009/03/26/retireability-factor-what-the-mind-can-conceive-and-believe-it-can-achieve/</link>
		<comments>http://lloydwilliamsinc.com/2009/03/26/retireability-factor-what-the-mind-can-conceive-and-believe-it-can-achieve/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 12:50:05 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[mastery]]></category>
		<category><![CDATA[mind]]></category>
		<category><![CDATA[videos]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=330</guid>
		<description><![CDATA[
In this rare video by Napoleon Hill, he shares one of the great secrets of creating a successful future. 
]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2009/03/26/retireability-factor-what-the-mind-can-conceive-and-believe-it-can-achieve/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retireability Factor: Most Important Financial Concept</title>
		<link>http://lloydwilliamsinc.com/2009/03/16/retireability-factor-most-important-financial-concept/</link>
		<comments>http://lloydwilliamsinc.com/2009/03/16/retireability-factor-most-important-financial-concept/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 03:30:11 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[clients]]></category>
		<category><![CDATA[dreams]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[prospects]]></category>
		<category><![CDATA[questions]]></category>
		<category><![CDATA[retireability]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=319</guid>
		<description><![CDATA[
No matter what business you are in, everyone wants to maintain and enhance their lifestyle throughout their lifetime. This basic desire is forgotten many times when clients  visit their financial advisor. The products and services offered by the advisor are insignificant if this primary concern is overlooked. Why is the most important financial concept [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2009/03/16/retireability-factor-most-important-financial-concept/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hope Dies Last by Studs Terkel</title>
		<link>http://lloydwilliamsinc.com/2008/12/28/hope-dies-last-by-studs-turkel/</link>
		<comments>http://lloydwilliamsinc.com/2008/12/28/hope-dies-last-by-studs-turkel/#comments</comments>
		<pubDate>Sun, 28 Dec 2008 14:32:30 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[books]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=270</guid>
		<description><![CDATA[
Shirley Anderson sent me a link today to an article about Studs Terkel, Chicago author and commentator. He is the author of Hard Times: An Oral History of the Great Depression and numerous other books. At age 96 he has a message for all of us. Read the article at:
http://www.aarpmagazine.org/money/fear_economy_studs_terkel.html
This is a great message to [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2008/12/28/hope-dies-last-by-studs-turkel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Never Follow Institutional Managers During Extremes in the Stock Market</title>
		<link>http://lloydwilliamsinc.com/2008/10/27/never-follow-institutional-managers-during-extremes-in-the-stock-market/</link>
		<comments>http://lloydwilliamsinc.com/2008/10/27/never-follow-institutional-managers-during-extremes-in-the-stock-market/#comments</comments>
		<pubDate>Mon, 27 Oct 2008 04:35:01 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[marketing]]></category>
		<category><![CDATA[mastery]]></category>
		<category><![CDATA[perspective]]></category>
		<category><![CDATA[Buffett]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=201</guid>
		<description><![CDATA[The press continues to encourage investors to watch what the institutional and hedge fund managers are doing as an indicator for what they should do. And because they are selling, so should the investor. This is foolish advice, because institutional managers, during the extremes of the market, are never doing what they personally want to [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2008/10/27/never-follow-institutional-managers-during-extremes-in-the-stock-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nine Ways to Say Thank You</title>
		<link>http://lloydwilliamsinc.com/2007/04/23/nine-ways-to-say-thank-you/</link>
		<comments>http://lloydwilliamsinc.com/2007/04/23/nine-ways-to-say-thank-you/#comments</comments>
		<pubDate>Mon, 23 Apr 2007 10:05:24 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/2007/04/23/nine-ways-to-say-thank-you/</guid>
		<description><![CDATA[Wednesday, April 25th is Administrative Professionals Day. This is a great opportunity to say thank you to those team members who allow your processes to run smoothly, your brand to be delivered consistently, and your time to be focused on what is most important.
On page 167 of my book *[Attract Clients: A Financial Advisor&#8217;s Guide [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2007/04/23/nine-ways-to-say-thank-you/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Two Words That Might Change Your Life</title>
		<link>http://lloydwilliamsinc.com/2007/01/04/two-words-that-might-change-your-life/</link>
		<comments>http://lloydwilliamsinc.com/2007/01/04/two-words-that-might-change-your-life/#comments</comments>
		<pubDate>Thu, 04 Jan 2007 18:17:10 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/2007/01/04/two-words-that-might-change-your-life/</guid>
		<description><![CDATA[Sometimes the best thing to do in a conversation is to say nothing. [Kathy Sierra](http://headrush.typepad.com/creating_passionate_users/2006/12/two_more_words_.html) says:
>Things I learned from my horse trainers #42: practice saying, &#8220;Hmmmm&#8230; how interesting.&#8221; Say it when you&#8217;re frustrated. Say it when you&#8217;re mad. Most importantly, say it before you say or do anything else (including hit the &#8220;send&#8221; or &#8220;post&#8221; [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2007/01/04/two-words-that-might-change-your-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>W. H. Murray on the power of starting</title>
		<link>http://lloydwilliamsinc.com/2006/12/31/w-h-murray-on-the-power-of-starting/</link>
		<comments>http://lloydwilliamsinc.com/2006/12/31/w-h-murray-on-the-power-of-starting/#comments</comments>
		<pubDate>Mon, 01 Jan 2007 02:33:36 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/2006/12/31/w-h-murray-on-the-power-of-starting/</guid>
		<description><![CDATA[Merlin Mann from [43 Folders](http://www.43folders.com/) quoted the [following](http://www.43folders.com/2006/12/31/starting-2007/) from the Scottish mountain climber [W. H. Murray](http://en.wikipedia.org/wiki/W._H._Murray):
>Concerning all acts of initiative (and creation), there is one elementary truth the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then providence moves too. A whole stream of events issues from [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/12/31/w-h-murray-on-the-power-of-starting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do More By Doing Less</title>
		<link>http://lloydwilliamsinc.com/2006/12/13/do_more/</link>
		<comments>http://lloydwilliamsinc.com/2006/12/13/do_more/#comments</comments>
		<pubDate>Wed, 13 Dec 2006 23:04:49 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[productivity]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/2006/12/13/do_more/</guid>
		<description><![CDATA[With all the activities that can occupy your day, where do you spend your time?  Are you doing what you value the most? These questions occurred one evening and I sat down with pen and paper to discover the answers for myself. The following is a simple exercise you can do to answer the [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/12/13/do_more/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another One Bites the Dust</title>
		<link>http://lloydwilliamsinc.com/2006/04/22/another-one-bits-the-dust/</link>
		<comments>http://lloydwilliamsinc.com/2006/04/22/another-one-bits-the-dust/#comments</comments>
		<pubDate>Sat, 22 Apr 2006 11:13:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=25</guid>
		<description><![CDATA[

For the past thirty years, many have realized that the thirteen trillion dollars being passed from the WWII generation to the babyboomers, in predominately bank deposits and the family home, are not going to be retained by the children. Babyboomers do not roll over CD&#8217;s. The banks realized this early and started buying all the [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/04/22/another-one-bits-the-dust/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Save Our Climate</title>
		<link>http://lloydwilliamsinc.com/2006/04/16/save-our-climate/</link>
		<comments>http://lloydwilliamsinc.com/2006/04/16/save-our-climate/#comments</comments>
		<pubDate>Sun, 16 Apr 2006 18:08:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=24</guid>
		<description><![CDATA[
Climate change has become increasingly important to all of us. The ability to coordinate the efforts of all the different environmental interests into a unified message, might have an impact on government officials.
For more information go to www.saveourclimate.org
]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/04/16/save-our-climate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SketchCrawl</title>
		<link>http://lloydwilliamsinc.com/2006/03/09/sketchcrawl/</link>
		<comments>http://lloydwilliamsinc.com/2006/03/09/sketchcrawl/#comments</comments>
		<pubDate>Fri, 10 Mar 2006 00:22:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=22</guid>
		<description><![CDATA[
You might ask, what is a sketch crawl? I will let the originator, Enrico Casarosa, explain his innovatative idea and unique website, in his own words:
A year or two ago a good friend of mine had a fun bachelor party consisting of visiting ten bars and pubs along the N-Juda Muni tram line. He called [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/03/09/sketchcrawl/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Art and a Thousand Words</title>
		<link>http://lloydwilliamsinc.com/2006/03/02/art-and-a-thousand-words/</link>
		<comments>http://lloydwilliamsinc.com/2006/03/02/art-and-a-thousand-words/#comments</comments>
		<pubDate>Thu, 02 Mar 2006 16:31:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=21</guid>
		<description><![CDATA[
Creative writing is an activity that stretches your boundaries and does not allow them to return to their original shape. Like the Seven Secrets of Successful Retirement this activity does not have to be limited to your retirement years. The local writing group decided to select several pieces from a local gallery and have members [...]]]></description>
		<wfw:commentRss>http://lloydwilliamsinc.com/2006/03/02/art-and-a-thousand-words/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Podcasting</title>
		<link>http://lloydwilliamsinc.com/2006/02/25/podcasting/</link>
		<comments>http://lloydwilliamsinc.com/2006/02/25/podcasting/#comments</comments>
		<pubDate>Sat, 25 Feb 2006 15:06:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[podcasts]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=28</guid>
		<description><![CDATA[
Podcasting is the distribution of audio or video files over the internet for listening on mobile devices and personal computers. Source: Wikipedia
This technology allows me to distribute content faster and in a more professional manner. You are able to download and listed to the audio files whether you use Windows or MacOS. The files will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If Men Lived On Earth</title>
		<link>http://lloydwilliamsinc.com/2005/12/04/if-men-lived-on-earth/</link>
		<comments>http://lloydwilliamsinc.com/2005/12/04/if-men-lived-on-earth/#comments</comments>
		<pubDate>Sun, 04 Dec 2005 16:23:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>
		<category><![CDATA[recommend]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=18</guid>
		<description><![CDATA[
The Owl and the Mouse
The world does not have words…
Language, but no words.
-Tomas Transtromer
In February, a feral alphabet: a thin line
of mouse tracks scribbled across the flawless powder,
intersecting it, the signature of attack // caesura.
two lives met here, one, light-footed, earthbound,
the other, aerial, heavy-winged. Two lines
drawn together by hunger. On impact, the owl made
angel wings, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Peter Drucker Passed Away Nov. 11</title>
		<link>http://lloydwilliamsinc.com/2005/11/23/peter-drucker-passed-away-nov-11/</link>
		<comments>http://lloydwilliamsinc.com/2005/11/23/peter-drucker-passed-away-nov-11/#comments</comments>
		<pubDate>Wed, 23 Nov 2005 01:07:00 +0000</pubDate>
		<dc:creator>Lloyd Williams</dc:creator>
				<category><![CDATA[perspective]]></category>

		<guid isPermaLink="false">http://lloydwilliamsinc.com/?p=17</guid>
		<description><![CDATA[
The world has lost a great man and a great thinker. At 96, he lived a long and fruitful life. Through his writing Drucker influenced business management large and small. The best compilation of his thought can be found in The Essential Drucker.
Professor Drucker, thank you for your positive impact on all our lives. You [...]]]></description>
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		<slash:comments>0</slash:comments>
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